You can do a search for amortization calculator and get several. Type in the values - loan amount, interest rate, etc and it will calculate your payment. The one below allows you to type in an extra monthly or yearly payment and it will tell you how that affects your pay off date. One advantage to leaving your mortgage as is and just paying extra as you can is it lets you decide how much you want to pay and adjust the overage to unexpected bills, etc. I always pay extra each month. They say if you make one extra payment per year you will pay off a 30 year note 8 years early. I try to make the equivalent of 2 or 3 extra payments per year but do it as I can and not because I'm required to.
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Today's Featured Article - Sunday Drives - by Cowboy. Summer was finally upon us here in Northern Maine. We have two types of industry up here, one being "Forestry" (Wood Products) and the other "Farming" (Potatoes). There is no shortage of farm tractors and equipment around here! I have been restoring old Farm Tractors for the past 6 years, and have found it easier and less expensive to hit all the auctions and purchase whole tractors for parts needed. My wife who works at a local school, and only has weekends and summers off, while on t
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1964 I-H 140 tractor with cultivators and sidedresser. Starts and runs good. Asking 2650. CALL RON AT 502-319-1952
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