It takes hefty payments to get ahead on a 15 year mortgage, but do so if you can afford to. Make sure you build up a cash reserve first! You should have at least enough money in the bank to pay all your bills for two months should you lose your job or be unable to work.
Remember, just because you're a couple of months ahead on your payments doesn't mean you get to skip a month if times get tough. The mortgage company expects to get paid every month regardless of how much you have left on the balance.
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Today's Featured Article - Good As New - by Bill Goodwin. In the summer of 1995, my father, Russ Goodwin, and I acquired the 1945 Farmall B that my grandfather used as an overseer on a farm in Waynesboro, Georgia. After my grandfather�s death in 1955, J.P. Rollins, son of the landowner, used the tractor. In the winter 1985, while in his possession the engine block cracked and was unrepairable. He had told my father
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