The statements should have clearly stated how much of the employer's contributions were vested. If it didn't say so, then I think it is reasonable to assume they should be fully vested.
Is this an SEP-IRA or a 401k? As Tramway guy said, if it's an IRA, then the employer's contributions must be 100 percent vested from day 1. The IRS is very unambiguous about this, see the link below.
Did the employer roll an old retirement plan into a 401k? In other words, were their contributions actually from the old plan? If so, I'd say it's time to talk to a lawyer.
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Today's Featured Article - The Nuts and Bolts of Fasteners - Part 2 - by Curtis Von Fange. In our previous article we discussed capscrews, bolts, and nuts along with their relative hardness and thread sizes. In this segment we will finish up on our fasteners and then work with ways to keep them from loosening up in the field. Capscrews, bolts and nuts are not the only means of holding two parts together. When dealing with thinner metals like sheet tin, a long bolt and
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