Based on your posts, I don't see where you did anything wrong. If you are putting up a lot hay like you say, using the loader all the time, duals on back...
Things get old and fatigue over time. For all anyone knows, there may have been a defect or inclusion in the engine casting, and it finally let loose.
I have a quick attach loader on a 3930 Ford, you can see the mounts on it flex ever so slightly. Eventually that flexing will create stress cracks. For heavier work, I switch to the backhoe.
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