As most have advised, under your conditions, I would look into Tracfone. Thats what my mother and brother use. No contracts, although do have to purchase more minutes every month, but they have different plans for minutes. Can get setup at Walmart or lots of places.
In my case where my cell phone IS my phone, I just went back to Verizon after U.S. Cellular dropped me. They just sold part of their midwest region off to Sprint, the region that I'm in, that was their infrastructure, not customer base. I paid my bill on the 20th of December when was due, went to call my family and friends on New Years Day, no service. Talked to U.S. Cellular, they reminded me that my area had been sold off to Sprint, but my service wasn't part of the deal, so my contract with U.S. Cellular just kind of vanished. If I wanted service from Sprint, I would need to go to them and purchase a new phone to work with their network, and of course, a new contract. As of last week, I'm back with Verizon with a new number because my old one got lost in the process, so I can't get it ported over to Verizon. On the bright side, I'm part of that big red map of the USA shown in the commercials.
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