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Wreck damage cost


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Posted by Edd in KY on October 30, 2013 at 06:56:50 from (98.23.55.34):

I guess you heard that consumer reports pulled their recommendation from 3 Toyota models due to Poor crash test ratings.

That matches my experience too.

Last year I was in the middle off a low speed accordian type wreck. Not sure how fast, but we were all on the brakes, trying to stop. I hit the Toyota in front of me and a Honda hit me from behind. Nobody hurt.

I was driving my 10 year old Chevy S-10 pickup, a little truck by any standard. My air bags did not go off, so it was a low speed crash.
My truck was drivable except for a fender into a tire, but it would start and run, all cosmetic damage, the bill was $4000, insurance value $7000 so they fixed it. I was OK with that since I had bought the truck new and maintained it well.

Both the late model Honda and the new Toyota were totalled. None of the 3 drivers got a scratch.

Another story. My daughter was sitting at a light when another car cut the corner too sharp and hit her Toyota, 3 years old, less than 50,000 miles. They towed it to the body shop. She expected to have it back in a few days, since there was little visable damage. She got a call...totalled. Bent at the firewall like a boomerang. The insurance co. wrote her a check for $18,000.

My point, this must be impacting insurance rates?


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