The farmer wannabe's don't have a clue on what kind of credits and debits to put into a farming budget, whether it's grain or livestock. Most of them don't know what a budget is.
But I know old time farmers who don't know how to budget. In fact a lot of them don't. The banker does the budget and the farmer farms by how much the banker will lend to him. That way the banker can keep the farmer deep in debt, paying him interest, but not so far in debt that he's insolvent to the bank examiners. The farmer retires with practically nothing left over after his farm sale but the banker doesn't care about that, he's made interest off the farmer for all those years. When you think about it, the banker is the smart one. Jim
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Today's Featured Article - The Day Mom Drove the 8N - by Brian Browning. My Dad was wanting to put in a garden but couldn't operate the 8N and handle the old horse drawn plow he had found and rigged up to use with the tractor. Well, he decided to go get Mom out of the house and have her drive the tractor while he walked behind the plow. You got to understand that while my Mom is a hard worker who will always help whenever she can... she had never operated farm machinery before that day. Dad got her out there, explained how the clutch was the same as in our o
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