Re: Better late than never

Posted by da.bees on September 12, 2013 at 20:36:49 from (72.181.176.234):

In Reply to: Re: Better late than never posted by PJH on September 12, 2013 at 06:31:36:

I hear what you are saying PJH and SweetFeet. I would have been tickeled to break even. This is how ours went. Dad bought a prepaid on the intire family in 1941 and added 1 child born in 1944. It required monthly premiums be paid depending on age at issue. The premiums were small enough that mom paid 12+ months at a time and the policy is presently paid up til mid 2015.
Dad passed in 1957 and my 4 siblins and mom passed over the years with sis in 2013. "Appearantly" the funeral home had the origional policy on file until it was unintentionaly mailed to sis when mom died in 2010. At the time of 2 deaths,mom bought an additional policy which she had the origionals in her posession until she died in 2010 and sis took them to the funeral home to file claims. A week after mom was buried,sis recieved an invoice for $9,400 outstanding after $950 insurance was deducted plus the 2 policies sis had left with the funeral home ,,,,AND,,,,the origional policy dad bought in 1941. When sis went in to settle mom's bill,sis bought an arrangement for $8K cash with the understanding I would recive $950 insurance proceeds if the policies were still current at her death. When sis passed this year her daughter gave me the policies to file on since I was the benificiary. That is the first time I saw the 1941 policy and I was flabergasted to see that it called out every item of merchandise as well as services and chapel use. I will spare you the blow by blow but I can not get one nickle refund and lawyers want more to handel it than we are owed for mom and sis. Statue of limitation on the other 4 have expired. Prepaids in Tx are governed by banking officials who will make a complaint on my behalf but have no leverage as far as monitary and they tell me no crime was commited. I spent hours chasing through the agencies who say they repersent low income and those over 59 years old. When the chips were on the table,each agency said they could not offer legal advice nor can they have an attorney repersent me nor can they pressure the director to see that he plays straight with clients. All those agencies in the end offered the phone # to Tx Bar Assoc.Lawyer Refferal Service that's listed in every phone book in Tx. It sure sounds like all this is unique to Tx judging by what some have said. I havn't asked for help from a federal agency but I have tried getting some to do thier job without sucess. I reported a group selling raptor parts including bald and golden eagles. A recycler venting huge quanities of freon daily. No action what so ever after 3 years. HAHAHAHA,what do you think they do with information citizens leave on the anomous tip lines? For comparison,I had a response and follow up from Tx Wildlife Dept within 16 hours about toxic runoff into a stream and city of Ft Worth within 4 hours about a misquito harbor concurn in a west nile area. All I can say is with things going so smooth where you live now, don't move to Tx if you expect government employees to do the jobs they are paid for.

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