Insurance is a regulated industry. Why? To try to require some amount of fiscal responsibility at the insurance company, so they don't lose the money or spend the money or steal the money....so there is still some money there when your claim comes due.
Perhaps there was an actual insurance policy behind this, but if it was just a service contract with a funeral home there is no way to be sure that they will still be in business when you pass away. My home town has had 5 different Funeral Dirctors in my lifetime.
It is like a 50 year warranty with a roofing company! What are the odds that Joe the roofer will still be roofing in 30 years?
There are reasons why we need rules, laws and regulations in our society.
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Today's Featured Article - Usin Your Implements: Bucket Loader - by Curtis Von Fange. Introduction: Dad was raised during the depression years of the thirties. As a kid he worked part time on a farm in Kansas doing many of the manual chores. Some of the more successful farmers of that day had a new time saving device called a tractor. It increased the farm productivity and, in general, made life easier because more work could be done with this 'mechanical beast'. My dad dreamed that some day he would have his own tractor with every implement he could get. When he rea
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