Good advice, Rick. I've worked in commercial insurance for 33 yrs and coverage is not as clear as you think it should be. It is a highly regulated industry where the state has to agree on how much you charge, what coverage you can provide, how you can sell it, and how you have to settle claims. You farmers, imagine what your life would be like if the state told you what to plant, how much seed to use, where to plant it and how you were going to harvest it. And if you want to change anything you have to apply to them to change it and pay them a fee to be able to ask them. Oh, and you'll be in court at the drop of a hat because someone disagrees with what you've done or how you do it. Is it fun for you yet?
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Today's Featured Article - Talk of the Town: The Saga of Grandpa's Tractor - by The following saga is from the Tractor Talk Discussion Forum. Someone. The saga starts with the following message: Hey guys I have a decision to make. I know what you all will probably suggest and it will probably agree with me way down inside, but here it is. I have a picture blown up and framed in my "tractor room" of a Farmall M. It was my Grandpa's tractor, of which whom I never got to meet. He froze to death getting this tractor out of the barn to pull a truck out of the ditch before I was born. Anyway my dad and aunt had to sell it at the auction,
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