No way to avoid the "lookback" legally, as far as I know. Could be like the cartoon of the lawyer looking at a sheaf of papers, then looking at the client across the desk and declaring, "I think your loophole has become a noose."
Or maybe the "special account" was like what a lawyer for one of my PCA loan customers was talking about- we were about to sieze his cattle, and the lawyer advised him to sell everything, convert it to cash, and bring it to the lawyers office in grocery sacks for safekeeping. The guy did so, and the lawyer skipped with the money. The farmer and PCA became unlikely co-plaintiffs in a lawsuit against the lawyer. We didn't get much of the money back, but we did get the guy disbarred.
Just use their money for their care, and don't try to foist it off on the taxpayers.
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Today's Featured Article - Field Modifications (Sins of the Farmer) - by Staff. Picture a new Chevrolet driving down the street without it's grill, right fender and trunk lid. Imagine a crude hole made in the hood to accommodate a new taller air cleaner, the fender wells cut away to make way for larger tires, and half of a sliding glass door used to replace the windshield. Top that off with an old set of '36 Ford headlight shells bolted to the hood. Pretty unlikely for a car... but for a tractor, this is pretty normal. It seems that more often than not they a
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