I have been taking credit cards 30 years give are take a few years,,, I have been shafted by at least 3 credit card outfits I went back to the bank I deal with they will shaft you also BUT I can at least talk to a real person it normally ends up I don't like it suck it up...
I own my own machine no lease ( a lease is a beach to get out of BTDT) I also had a hand swiper its parked in my desk it the merchant fee's are the same as my electronic machine I don't use it anymore....
Their fee's (anything they can dream up) run about $30 a mo. I pay 2.2% on most cards and 1.5% on some,,, most debits cost me nothing...
The killers are rewards/cash cards, corporate are businesses cards and credit union cards. They hit me for a extra 4% so I charge accordingly for a customer to use them...
I have found it best to deal with your bank and own your own machine. I have thought about using a smart phone with a card reader (I don't have a smart phone) but the numbers look the same as I already pay in the end...
No one is going to do you a favor its about the money :wink:
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Today's Featured Article - The River Tractor - by Charlie English Jr.. This is a 4010 John Deere that was used to farm on the Diamond Island which is in the Ohio River about 15 miles southwest of Evansville, Indiana. About ten years ago, this tractor was parked close to the bank as the river was washing the bank of the island away.
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