Posted by JD Seller on July 28, 2013 at 13:54:46 from (208.126.196.144):
In Reply to: In good company posted by rrlund on July 28, 2013 at 13:14:07:
I think you where just too honest with the Car rental place. My "Debt" card looks just like a credit card. No bank name on it. Just shows Master Card. Tell them to run it as a credit card and it goes right through. Never had an issue. Even at a place that said they did not take debit cards. If you run it as a debit card you have to put in your pin number. As a credit card you don't. So I always say credit card.
I have not had a credit card for 15 years or more. Have not borrowed any money that would show on a credit report for 20 years. My one brother and I trade money back and forth if one of us needs some short term but that is all.
Also your cousin is correct. You where denied because you filled out a common form that some brain dead person ten states away read. They just looked at the Credit reporting agencies. You do not exist to them unless you are in debt. Your bank can issue a bank issued credit card based on your account history with them. That could just be your checking/savings account. Talk to your bank's manager/vice-president/president they can get you a card ASAP.
Maybe that is what I have. I just told the banker I needed a card 15 years ago. I never get any bill. It is taken out of my account right then but my card does not look any different than a credit card. My son and I just compared his credit card and my card. They look the same and the account numbers are the same format.
His debit card looks different. It has the bank's name on it. I only have the one card. Never had an issue. It is on an account that has a minimum balance required.
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