Posted by LOU from Wi. on July 27, 2013 at 20:21:31 from (72.160.225.136):
In Reply to: Gotta laugh or cry posted by rrlund on July 27, 2013 at 13:35:22:
rrlund, We don't have a credit card either (except) what we do is have a pre paid credit card, you put as much or as little money as you want on it. Some have a 30 day wait period before you can add more money, some doesn't matter.We use it when only necessary. It sure beats paying 22% APR monthly,and we know exactly what's in there.No hidden fee's or rate changes,just a good way for us to go.Other people may not like it,but works for us.Hope this helps, worth looking into. Regards,LOU
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