Mike a man named Dave Ramsey says "live like noone else so later on you can live like noone else". I have been using his principals for several years now. Yes it is sometimes hard to resist that new truck or tractor or whatever but then I think about the payments that I would have to shell out. That new truck won't do anything different than the 20 year old truck that I have now. If you are DEBT FREE now stay that way. One day when you want or need a newer tractor then you can pay CASH for it. You seem like you have things pretty well figured out. Stick with it and don't let what others have get in the way of your goal. They may seem to have eveything on the outside but they may be crying themselves to sleep at night trying to figure out how to pay for it.
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Today's Featured Article - A Brief History of Tractors in Australia - by Bob Kavanagh. After Captain Cook's exploration of the east coast in 1770 the British Government decided to establish a penal colony in Australia. The first fleet arrived in 1788 and consisted mainly of convicts who were poorly equipped and new little of farming techniques. The colony remained far from self-supporting and it was not until the early 1800's that things started to improve. Free settlers started to arrive, they followed the explorers across the mountains and where land was suitable set up farms. T
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