Origional insurance company I had for nearly 15 years. No problems with them until they sent someone out to roam around my place and take pics, etc without me present. Even then their biggest problem was that I had the front porch off while remodeling and the drop to the ground was more than 2 feet. Nevermind that the front door was blocked off and it was "under construction. I told that the problem absolutely had to be corrected by a certain date or they would drop me. Needless so say they were told to kiss my a$$. I did some shopping around and found someone new. I told my agent everything, inclusing that I often supliment my heat with a wood stove and they said it didn"t matter. The old company being a$$holes cause me to shop around and ultimately saved me several hundred dollars a year, and I"ve got better coverage, so who am I to complain???
Years ago I had an Aunt that didn"t even have a fireplace in her house, and no chimney to see outside. Her insurance company sent someone out to take pics, etc. They got pics of the neighbors wood pile beside the drive (shared drive) and gave her a ration of crap about having a fireplace. Idiots couldn"t understand that she couldn"t have a fireplace without a chimney of any kind.... Never did hear what finally became of it all but I do remember she said it was a royal PITA for her to get the whole matter resolved.
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