I've found FB to be great if all you want is a peice of paper saying its insured for bank purposes or what ever. For actual coverage that will pay if something happens you'll want to go somewhere else. 30-35 years ago everyone in my family connected in any way to farming had FB, today not one family does.
BIL thought I was being an ***hole when I told him the issues we had with FB when he bragged about being named "FB Family of the Year". Then his 80 year old barn burned down taking their 4H pigs, a tractor and some other equipment with it. Apparently if you want coverage on the contents of the building you are supposed to specify them. He doesn't have FB anymore either.
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Today's Featured Article - Restoration Story: 1964 JD 2010 Dsl - Part 2 - by Jim Nielsen. Despite having to disassemble the majority of my John Deere 2010's diesel engine, I was still hopeful I could leave the engine-complete with crankshaft and camshaft-in the tractor. This would make the whole engine rebuild job much easier-and much less expensive! I soon found however, that the #4 conrod bearing had disintegrated, taking with it chunks of the crankshaft journal. As a resul
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