Tom, it is guys like you that bend over and pay the inflated rates that ruin it for the rest of us.
I pay $600 per year for $100,000 life ins. Those rates are based on my health.
For me alone, health ins with a $5000 deduct. is almost $300 month.
How many times is my life ins gonna pay $100,000?
Only once.
How often is a guy gonna burn up $100,000 at a hospital in his life time?
Maybe once, maybe twice. Probably Zero.
Same amount of risk, but health ins. is 600% more?
The rates for health ins keep going up cuz guys like you keep paying for it, whatever the cost. The country has been scared into paying it.
Like I said in my post. Bucking the system is the only way it is gonna change. Right now I think the hospitals just overcharge insurance companies to make up for the people that don't have insurance. I go in for a $50,000 operation and when I get done the bill will miraculously only be $30,000 when it comes time to pay. Not fair to the ins payers but it gets done anyway.
Right now I can get away with bucking the system so thats what I am gonna do.
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Today's Featured Article - Haying Before Tractors - by Owen Clark. Hi guys! At age 8 (1927, am now 79) I was learning how to drive a stacker team on the old homemade A-frame wooden stacker, on three of my uncles` dairy farms in Star Valley Wyoming (south of Jackson Hole, on the Wyoming-Idaho border). There was one steam tractor in the Valley, owned by an entrepeneur who used it to run his grain threshing machine, that he hauled from farm to farm for the fall harvest. We used teams of horses not only on the stacker, but on the buckrake to buck the dried
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