It seems that no one here ever did anything stupid when they were young. A bunch of choirboys!
A one million dollar umbrella policy is cheap. Probably less than 200 bucks on top of your homeowners or farm insurance. It's cheap because insurance companies almost never have to pay off on it, but if they do the payout could save you from bankruptcy.
Contrary to popular opinion, putting your farm or business in a subchapter S corp or limited liability company doesn't mean a plaintiff can't come after it. A corporation or LLC is an asset, and the court can force it to be sold to pay a judgement, just like they can make you turn over your stocks and bonds.
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Today's Featured Article - Memories of an IH Super A When I was ? up to 10, I worked on my Papaw's farm in Greeneville, TN every summer. As I grew older (7), it was the thrill of my day to ride or drive on the tractor. My Papaw had a 1954 IH Super A that he bought to replace a Cub. My Papaw raised "baccer" (tobacco) and corn with the Super A, but the fondest memory was of the sawmill. He owned a small sawmill for sawing "baccer" sticks. The Super A was the powerplant. When I was old enough (7 or 8), I would get up early and be dressed to
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