Posted by johndeerefan on December 11, 2012 at 07:28:00 from (216.135.37.250):
In Reply to: OT Money saving tips posted by Bryan iniowa on December 10, 2012 at 05:10:50:
We have always been fairly tight with our money and try to make wise spending decisions that are thought out instead of impulse buying.
1. 3/4 ton diesel truck stays parked unless it is really needed.
2. All car trips are combined into one to save wear and tear and gas
3. Prepare our own food and only eat out maybe 1 time a month
4. Work on my own vehicles
5. Share tools and equipment between family members
6. Wife shops at "gently" used name brand clothing shops
7. Have a hi efficiency electric/propane heat system
8. Have the cheapest satellite tv package at a negotiated reduced rate for 2 years (I bardered with Dish Network for 4 hours)
9. Raise most of our own meat or hunt it
10. Have a garden for veggies
11. Have only basic internet (frustrating at times since everything now requires a high speed connection)
12. When we built the house, we installed expensive Anderson windows and insulated the walls with the expanded foam stuff
13. Only 1 pet - They get expensive to feed
14. Try to only purchase non essential items that add equity or will not decrease in value
15. Try to make purchases that generate its own cash flow (ie embroidery equipment)
16. DO NOT TAKE VACATIONS TO THE BEACH!!!!!
With all that said, we have a nice home that is worth over $250K (recently built and owe a lot less on) and make it on less than $50K per year with 1 child. My wife does have a home based embroidery business, so any non essential item we want is taken from its profits. That works out great because if she wants to buy something, she has to embroider more.
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