My past experience the Insurance company wanted 3 estimates /with damage reports from various body shops , then the claim adjuster would come out, and do a review for a settlement.
Even if it is totaled they should give you the opportunity to buy it back first.If you feel you can fix it yourself.
Last one I did that with was a 1960 Ford Galaxy It was totaled because the frame was bent after it went through a ditch and lost clutch travel roof had a slight crease in it.. Back then I paid $1000.00 for it I still owed around $850.00 , the insurance company paid off my loan. the guy that towed it sold it back to me for $225.00 for his labor in fixing it. He cabled the back down on his rollback, and chained the front to a pipe that was buried in the ground and forced the bed down till the crease was out of the roof....The clutch came back, and I drove it for another 5 years.
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Today's Featured Article - New Life for an Old Allis - by Tyler Woods. My friend Jon, has an old '39 Allis Chalmers B. He thought it a marginal tractor that had long since served its time. She smoked terribly and never had much power but he couldn't afford another so he was limping along with what he had. Jon's Allis has a small front loader and though it doesn't carry much, it serves his needs. It was the hard starting and low power that made him think it was time to replace the old girl. Jon called me to help him discover why his tractor wouldn't start
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