Yours is a familiar story. I'm sorry to hear another. I know some folks that are past being able to work and relied on the stock markets for there retirement. They've had to dramatically downsize their lifestyle. Think Enron.
I HAVE NOT gotten the returns from the stock/bond markets that you once heard of. 3 x's in the 30 years I've been investing I've lost all the gains and some of the principal.
I supposedly "did it right" by investing regularly, diversifying, mutual funds, some individual stock, some bonds. I'm not impressed. I think the BTO's that understand the system shear the sheep, us, periodically.
I believe investing in the markets is in effect putting total strangers in charge of your money. I also believe that no one will take care of your money as well as you will.
I started putting some money into real estate and rent houses. That's a whole other set of issues BUT at least I can go put my hands on them. If SHTF I'll have a place to live. SO far they have lost some value on paper but the rents are going up. It's the on going income I want any way.
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Today's Featured Article - Women and Tractors - by Teri Burkholder. The View from the Garage - Never a doubt, everything on our farm is a learning experience. I've been working very hard to get our two rundown Farmall A's sanded, primed , bondo�d, fiberglassed and painted before our big local tractor show called the Tulip Festival. My husband Ben came in the garage one rainy day to see if he could "help". Well if you knew Ben you wouldn't want him anywhere near your spray gun, fiberglass or bondo! So I pulled out the 2 old yucky looking magne
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