This is a poor place to economize. I do seller finance docs for $150. The average cost to straighten out some mess that somebody put together on the hood of their pickup runs about 2 grand.
There are 3 ways to accomplish a seller financed sale in Washington- Deed, Note and Deed of Trust, Real Estate Contract, and Deed, Note and Mortgage. I actually prefer a Real Estate Contract from the seller's standpoint, but Note and Deed of Trust also works fine. Real estate mortgage comes in a very distant third, because of the cost of foreclosure.
Can you "just make a mortgage note with property description and time period and consequences if buyer defaults?" Short answer- no.
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Today's Featured Article - Preventing Tractor Theft - by Staff. The discussion started with the following message: I have a JD A without key start or any locking device. Is there a best way to secure it so the chances of it being stolen are reduced? Following are some of the answers that were received: Take the rotor out of the distributor and hide after each use. The would-be thieves at least couldn't just get on and drive away.
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