Posted by MarkB_MI on October 01, 2012 at 03:11:11 from (75.198.127.237):
In Reply to: Vehicles-leasing vs. buying posted by Buckeye Oliver collector on September 30, 2012 at 19:55:59:
Well, the obvious answer is that lease payments are typically less that loan payments. Mercedes, BMW, Cadillac and other luxury brands would sell very few cars if they couldn't lease them.
Obviously if you're planning to keep the vehicle a long time, it doesn't make sense to lease. But if for one reason or another you're certain you're going to replace the car in X years, you should consider leasing. Yes, you get banged for excess miles, but you can usually pay for extra miles up front at a much cheaper rate. Here in Michigan, you avoid paying the six percent sales tax by leasing, which is a pretty significant incentive to lease. You are also spared the aggravation of selling or trading your old vehicle. That said, I've only leased once and probably won't do it again.
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