Posted by thurlow on July 27, 2012 at 14:29:54 from (74.177.47.159):
In Reply to: OT - I hate banks... posted by Lyndon - AB on July 27, 2012 at 12:06:11:
Have read all the comments and thinking about whether or not I wanted to reply.........I'd suggest trying a locally owned/independent bank, preferably where you already have a checking account, but......there may not be ANY bank that would make the loan. What do you have for collateral; probably no one is gonna loan you the full value......or even close to it......on a used truck. What's your credit score look like; high 700s/low 800s? I'm guessing not. What's your financial statement look like; $100,000 or so in the black? Forget the multi-billion/trillon dollar global banks; develop a relationship with a local bank and build on it; it takes time. Been married to a banker for 46-plus years.......who started as a note-teller in 1966 and is now the EVP/COO of a small, locally owned bank (w/footings of about 200 million) with only 4 locations/branches.
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