My home owner's policy covers my tractors that are used "soley to maintain my property", which means it will not cover them if I take them off my property. Not even to the neighbor's house.
My agent also said it would be "iffy" if I were to drive them to another property I own.
This is not the same as a farm policy. He was quite upfront about that.
The ones I had to buy separate policies for are the ones I haul on a trailer to shows.
Those do not fall under a farm policy, or the HO policy.
It was not very expensive. I think it was roughly $1.00 per $1000 coverage. They had to take pictures of the condition and I had to estimate the value.
I was more worried about being in an accident and having one come off the trailer and causing injuries.
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Today's Featured Article - What Oil Should I Use? - by Francis Robinson. I keep seein this question pop up over and over again in discussion groups all over the web. As with many things there are often several right answers and a few wrong ones. Some purist I'm sure will disagree to no end with what I will tell you but most of us out here in the real world don't really care do we ? Some of them only bring their noses down out of the air long enough to look down them anyway. If you are like me you are only doing this old tractor stuff because you enjoy it. You
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