My home owner's policy covers my tractors that are used "soley to maintain my property", which means it will not cover them if I take them off my property. Not even to the neighbor's house.
My agent also said it would be "iffy" if I were to drive them to another property I own.
This is not the same as a farm policy. He was quite upfront about that.
The ones I had to buy separate policies for are the ones I haul on a trailer to shows.
Those do not fall under a farm policy, or the HO policy.
It was not very expensive. I think it was roughly $1.00 per $1000 coverage. They had to take pictures of the condition and I had to estimate the value.
I was more worried about being in an accident and having one come off the trailer and causing injuries.
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Today's Featured Article - Product Review: Lead Substitutes - by Mike Schordine. Lead was oriinally added to gasoline as an upper cylinder lubricant. It lubes the valves and seats. If you rebuild the motor, you could use hardened seats and valves, and unleaded fuel. But if your old tractor runs good, a simple lead substitute added to the gas is a perfectly reasonable solution. And, if you are like me, your tractor is under cover, but it sits outside. So with every temperature change, the humidity in the air collects in the fuel tank, in the form of water.
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