NCWayne, thank you for NOT taking my reply as an attack. It's intended to be a conversation with a buddy.
I don't remember anybody ever making excuses for those who make more money that I do. It's a different view point than I've been exposed to.
I do have doctors in my extended family and remember them being in school 10-12 years before they started making any money, and then with substantial debt.
I know of a high school buddy that was an attorney, he got out of it because he couldn't make any money. Too much competition.
I have several engineers in the family also. They also had multiple years in college and debt before they started making money.
I had to go through a 4 year apprenticeship before I could even take the Journeymen plumbers test to get that license. Once I had that license I had to have 3 more years on the job before they would even let me take the Masters test. You have to have a Master Plumbers License before you can start your own business in TX. It took several more years to get my confidence and finances in place to start my own company. That was another couple years education in the school of hard knocks. It was well into my 3rd year of business before I started making more money than if I just stayed an employee. That part of the education really made me appreciate my old boss. He made it look so easy sitting in his office while I was out busting my but and he made all the real money, yeah right. That's a topic for a whole other thread, ie what it takes to be in business.
I had seven years of being paid to work and learn plus I had no debt when I was done. I'm of the opinion my scenario is within reach of a lot more people than going through the process of being a white collar professional, doctor, lawyer, engineer etc.
Not trying to make excuses for them. For me it just is what it is. Those guys either provide me with a valued service or they don't.
My dentist of 25 years is up to $200 for a routine cleaning and check up. His dental hygienist maybe spent 30 minute and he/we spent more time BSing than he looked at my teeth. Total of about 45 minutes in his office. It 's a really nice office, great professionally trained staff and he keeps his appt. time. Doesn't make me wait.
My attorney typically will answer a quick question on the phone at no charge. He charges $100 to take a look at a basic contract or write a letter. The mold case got ugly, 75K and several years later I was found not liable. However my liability insurance covered all of that. I was just out my time in court and multiple sleepless nights stressing about it.
My Dr charged $350 for my yearly physical including blood work, chest xray, urinalysis, and I think the last office visit I had was $110. Cheap as far as I'm concerned.
I did feel a little raw about the hospital/surgical bill after having my gall bladder removed. Bill was about 15k for 5 hours in the hospital. Insurance covered most of that. BUT I'd have written a check for double that rather than go through another gall bladder attack.
For me to collect my money I have to have all the overhead expenses of the white collar pros and drive to my clients home, provide parts, labor, get dirty, sweat my rear off, and resolve their problem, keep the wife happy so when the old man comes home he doesn't blow up at the bill.
I guess it's all in my attitude. I don't resent my Dr's, attorneys,MECHANICS, or anybody else who appears to make more money easier that I can. I'm always trying to figure out how to be like them.
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Today's Featured Article - Talk of the Town: The Saga of Grandpa's Tractor - by The following saga is from the Tractor Talk Discussion Forum. Someone. The saga starts with the following message: Hey guys I have a decision to make. I know what you all will probably suggest and it will probably agree with me way down inside, but here it is. I have a picture blown up and framed in my "tractor room" of a Farmall M. It was my Grandpa's tractor, of which whom I never got to meet. He froze to death getting this tractor out of the barn to pull a truck out of the ditch before I was born. Anyway my dad and aunt had to sell it at the auction,
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