Half the value of health insurance is the discounted amount "allowed" by the insurance company. Look on your statement- I'll bet you already got a discount of more than 20%. So the 20% discount for cash just brings the cash customers a little more in line with what the insureds are paying.
Why not just price it lower in the first place? Because the guvment pays the list price when paying for the po' folks through various guvment programs.
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Today's Featured Article - Recollections of a John Deere GP - by Charlie Cook. I grew up on my dad's 280 acre general farm in Western Michigan. Dad's only tractor when I was very young was the old GP. My first recollection of this tractor was when dad allowed my brother and myself to ride on the tractor with him driving. One of us would sit on the left fender (away from the clutch) and other would sit on the gas tank and hold onto the crankcase breather pipe.
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