Posted by MSD on March 13, 2012 at 08:58:40 from (67.4.61.137):
In Reply to: OT Metlife posted by Stephen Newell on March 13, 2012 at 05:09:37:
I carried 3 whole life policies. I had a good one with New York Life that I started back in the 70's that had a pretty good cash value to it. When the stock market was going crazy, I decided to cash it in and invest the money in the stock market. You all know what happened there. I had another with Prudential that I was also going to cash in but they advised me to hang onto it since they were going to go public and I would be getting some shares of stock. I ended up with 100 shares that were valued at $30 a share. At one time they were over $100 but I haven't checked lately what they are doing. I just looked at the interest earned on the dividends I got from the policy and it pays over 3% which more than pays for my annual premium. The 3rd one is a paid up policy that pays dividends every year and interest on them also. My term ones eventually will run out. I get more coverage for less money but if I life to an old age, there will be nothing there where as the whole life ones will always be worth something.
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