Depending on your age, the odds might indicate one will happen before the other.
As I see it - devoting your entire present life for a disaster might be a bit odd and/or paranoid. But - taking some measures to prepare just in case IF you have the ability? Why the heck not? If you have a family, I regard it as a requirement. Tell me one valid reason why NOT too? I find it ludicrous with the many I see who refuse to prepare for anything, trust a failing socialist government - and yet go into debt buying toys. The mortage bailouts are a great example of that mentality.
Some of the whiners on these forums who look down on people who DO make some effort - are likely the be the first ones begging others to help them as soon as a bank or gas station closes for a week.
My family is pretty well prepared, but we cannot totally anticipate the unknown. My wife and I are on a very low income and yet we've done it just fine. We live what most regard as "normal" lives, have zero debt and can live for a year with no outside help - if someone doesn't kill us all and take what we have.
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Today's Featured Article - New Hitches For Your Old Tractor - by Chris Pratt. For this article, we are going to make the irrational and unlikely assumption that you purchased an older tractor that is in tip top shape and needs no immediate repairs other than an oil change and a good bath. To the newcomer planning to restore the machine, this means you have everything you need for the moment (something to sit in the shop and just look at for awhile while you read the books). To the newcomer that wants to get out and use the machine for field work, you may have already hit a major roadblock. That is the dreaded "proprietary hitch". With the exception of the
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