I was in the process of putting a bankruptcy filing together for a couple, primarily because they were underwater on their car- had traded a couple times, debt just increased, until they owed about twice what present one was worth, and couldn't make the $600 payments.
It ended up "underwater", literally. We had a big flood, and the cars at the Ford dealership were up to their windows in water.
Guy called me and advised to hold up on the bankruptcy, his car was in the Ford garage. He got lucky on two counts- cars outside just had muddy river water, so weren't totalled and got sent to Utah to be refurbished. But his was inside, and with all the oil and solvents that got into the water, his was totalled. And even better, he wasn't just insured for the value of the car, he had insurance that paid off the loan.
He cancelled the bankruptcy, but did pay me some for my work thus far.
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Today's Featured Article - Usin Your Implements: Bucket Loader - by Curtis Von Fange. Introduction: Dad was raised during the depression years of the thirties. As a kid he worked part time on a farm in Kansas doing many of the manual chores. Some of the more successful farmers of that day had a new time saving device called a tractor. It increased the farm productivity and, in general, made life easier because more work could be done with this 'mechanical beast'. My dad dreamed that some day he would have his own tractor with every implement he could get. When he rea
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