I was in the process of putting a bankruptcy filing together for a couple, primarily because they were underwater on their car- had traded a couple times, debt just increased, until they owed about twice what present one was worth, and couldn't make the $600 payments.
It ended up "underwater", literally. We had a big flood, and the cars at the Ford dealership were up to their windows in water.
Guy called me and advised to hold up on the bankruptcy, his car was in the Ford garage. He got lucky on two counts- cars outside just had muddy river water, so weren't totalled and got sent to Utah to be refurbished. But his was inside, and with all the oil and solvents that got into the water, his was totalled. And even better, he wasn't just insured for the value of the car, he had insurance that paid off the loan.
He cancelled the bankruptcy, but did pay me some for my work thus far.
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Today's Featured Article - Memories of a Farmall C - by Monty Bradley. When I was a child, my grandparents lived on a farm owned by a Mr. Walters. The crops raised were cotton and soybeans, with about forty head of mixed breed cattle. Mr. Walters owned two tractors then. A Farmall 300 on gasoline and a Farmall C, that had once belonged to his father-in-law, and had been converted from gasoline to LP Gas. Many times, as a small boy, I would cross the fence behind the house my grandparents lived in and walk down the turn row to where granddaddy would be cultivati
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