Posted by JMS/.MN on February 04, 2012 at 18:57:33 from (209.237.107.155):
In Reply to: Land prices? posted by WJD on February 04, 2012 at 17:58:33:
There"s a big difference between now and the 80s. Primary thing is lenders are not making loans based just on collateral. Buyer needs a substantial amount down, and adequate cash flow to make the payments, plus a cushion. Not the risky loans of before. Why did the housing bubble burst? Homes sold with nothing down, unverified income, improvements financed by equity. With 20% down, the buyer has more incentive to live within means to make payments.
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Today's Featured Article - The Nuts and Bolts of Fasteners - Part 2 - by Curtis Von Fange. In our previous article we discussed capscrews, bolts, and nuts along with their relative hardness and thread sizes. In this segment we will finish up on our fasteners and then work with ways to keep them from loosening up in the field. Capscrews, bolts and nuts are not the only means of holding two parts together. When dealing with thinner metals like sheet tin, a long bolt and
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