My beef is not that things are hard for the poor. There will always be those who for whatever reason aren't as well off as everyone else. My problem is the way that the working poor are systematically ripped off.
If I'm short on money, I can get a bank loan, draw on my credit card or take out a second mortgage. My interest rate will be between 4 and 12 percent. Someone who is "working poor" has few options other than a payday loan place. He ends up paying a usurious interest rate of 300 percent or more.
There has been a lot of trouble here in Michigan with crooked mortgage companies convincing poor people to refinance their homes, with the borrower ending up paying HIGHER interest rates than what they started out with.
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Today's Featured Article - Two-Brush Generators - by Chris Pratt. Whether for product liability or because the aftermarket parts and labor business is lucrative, this concept is disturbingly prevalent. Fortunately when you step into your shop and make that jump 50 years back in time to work with your old tractor, this concept goes out the window. Even so, when it comes to the charging system, people quickly revert to this idea and start replacing the major components one at a time until it works. The reason you don't find any decals in your replacement set wit
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