My beef is not that things are hard for the poor. There will always be those who for whatever reason aren't as well off as everyone else. My problem is the way that the working poor are systematically ripped off.
If I'm short on money, I can get a bank loan, draw on my credit card or take out a second mortgage. My interest rate will be between 4 and 12 percent. Someone who is "working poor" has few options other than a payday loan place. He ends up paying a usurious interest rate of 300 percent or more.
There has been a lot of trouble here in Michigan with crooked mortgage companies convincing poor people to refinance their homes, with the borrower ending up paying HIGHER interest rates than what they started out with.
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Today's Featured Article - The Nuts and Bolts of Fasteners - Part 2 - by Curtis Von Fange. In our previous article we discussed capscrews, bolts, and nuts along with their relative hardness and thread sizes. In this segment we will finish up on our fasteners and then work with ways to keep them from loosening up in the field. Capscrews, bolts and nuts are not the only means of holding two parts together. When dealing with thinner metals like sheet tin, a long bolt and
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