You haven't done anything different than a whole lot of other people. It's a tough deal.
Most lawyers, of any kind, are pretty much clueless about this and promise what they can't deliver. Been there. Lost my house Nov 16 2010. Just wasted more money.
Check your contract for mortgage insurance.
If you have it, then two things. One, that bank will never ever work with you. Period. Your failure is their win. Two, you will not hear from them after the dust settles. End of story.
As said before, your credit is already plagued. Seven years goes by faster than you think.
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Today's Featured Article - History of the Nuffield Tractor - by Anthony West. The Nuffield tractor story started in early 1945. The British government still reeling from the effects of the war on the economy, approached the Nuffield organization to see if they would design and build an "ALL NEW" British built wheeled tractor, suitable for both British and world farming.
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