its tough,ive been there myownself years ago.But you have to remember it sounds like your dealing with a bank.And they are actually kind of limited on what the can do, even if they want to. Its simply not their money to play with,its the folks who have their savings there.Its kind of like if they gave out loans to everyone and only helped the folks they like someone would wind up owning the whole county.Sounds like they have tried to work with you for a while though. Its sad to say ,but you may be better off letting it go. might be best for you regroup and try again later.As long as your struggling,even though your trying to do right, its more of a millstone around your neck than anything (financially wise anyway).I kind of hold the idea that for a lot of folks homeownership is more of a liability than an asset anyway.
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