If you are 30 years old then you need to put money in a 401k and/or an IRA now. The best thing for you is that you have time on your side. 35 years is a long time till retirement and if you save $3000 per year and invest that in the market you should do well. When I was in my 20s I put over $25k in retirement accounts. I still put money in funds. I am 42 now. I have 20+ years yet to invest and save. The best thing to do is have it taken out of your paycheck automatically by your employer. The Social insecurity system tells me on my statement every year that I will not be eligible for full SS benefits until I am 67.
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Today's Featured Article - Tractor Traction - by Chris Pratt. Our first bout with traction problems came when cultivatin with our Massey-Harris Pony. Up till then, this tractor had been running a corn grinder and pulling a trailer. It had new unfilled rear tires and no wheel weights. The garden was already sprouting when we hooked up the mid-mount shovel cultivators to the Pony. The seed bed was soft enough that the rear end would spin and slowly work its way to the downhill side of the gardens slight incline. From this, we learned our lesson sinc
... [Read Article]
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