There is no such thing as a "best" option, John, but any 401k plan with an employer match is a no brainer.
You may also wish to open a Roth IRA account if you have discretionaly funds that you would like to invest for retirement.
You may wish to investigate rolling your 401k funds into a Roth if you can afford paying the taxes that will be due upon doing so. You will be able to spread the roll over over several years to spread out the tax hit.
The real decision(s) involve how to invest the funds in your 401k(s) and IRAS(s).
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Today's Featured Article - Product Review: JB Weld - by Staff. JB Weld is basically an epoxy glue that does an exceptionally good job of bonding to cast iron and steel along with several other materials. As I mentioned, it is so common that I have yet to buy a tractor that did not have JB Weld used somewhere. It is sometimes used so well you can't tell its there and other times used as a sloppy quick fix. Finding where and how it can be used correctly is key to whether you are using it as an "inelegant hack" or an integral solution to difficult and expens
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