There is no such thing as a "best" option, John, but any 401k plan with an employer match is a no brainer.
You may also wish to open a Roth IRA account if you have discretionaly funds that you would like to invest for retirement.
You may wish to investigate rolling your 401k funds into a Roth if you can afford paying the taxes that will be due upon doing so. You will be able to spread the roll over over several years to spread out the tax hit.
The real decision(s) involve how to invest the funds in your 401k(s) and IRAS(s).
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Today's Featured Article - What Oil Should I Use? - by Francis Robinson. I keep seein this question pop up over and over again in discussion groups all over the web. As with many things there are often several right answers and a few wrong ones. Some purist I'm sure will disagree to no end with what I will tell you but most of us out here in the real world don't really care do we ? Some of them only bring their noses down out of the air long enough to look down them anyway. If you are like me you are only doing this old tractor stuff because you enjoy it. You
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