I like it too. Back when we had 4 little children to buy Christmas and school clothes for layaway made a big difference to us. Your right about the delayed gratification, my Wife would save up for family vacations, things she wanted for the house and big items like a washing machine or set of car tires in seperate envelopes she kept in her purse, she would not spend a dime of that money on anything else.
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Today's Featured Article - Tractor Profile: Ferguson TO-20 - by Staff. When the infamous "Handshake Agreement" between Henry Ford and Harry Ferguson fell by the wayside (that's a story in itself), Harry Ferguson quickly set up manufacturing plants for a United States version of his English TE-20. The TO-20 was relatively the same as the TE-20 except utilized some different casting materials and had a US-style electrical system. The TO-20 was a dead ringer for the Ford 9N and 2N models and they say that Ferguson did this on purpose when the Handshake Agreement wen
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