Yup--all of the above, AND you get much better protection against fraud, identity theft and unauthorized usage using a credit card than a debit cart. With a debit card the thief is stealing YOUR money and it"s up to you to rectify the situation. With a credit card, they"re stealing the CREDIT COMPANY"s money, and other than a relatively small amount, it"s THEIR problem as long as you report it promptly. Also, they have a whole lot more resources than you do to go after the thieves. While better protections against fraud and such on a debit card are in the works, they ain"t here yet, and until they are I refuse to have or use one.
Saw an interesting study recently that basically said the people who are not intelligent enough to use credit cards are paying for the people that are, as the 3% or so fee for credit card transactions is built into any purchase that is commonly made with a credit card, and is being paid by the people who don"t take advantage of that fact and use credit for their purchases. Cash may still be king, but only on purchases where it can be used as a negotiation tool, not on "pay one price" purchases, which make up the majority of day-to-day spending.
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Today's Featured Article - Search For Spares - by Anthony West (UK). Following on from the aquisition of the old Fordson F, I was very much in need of spares. As a novice though I didn't appreciate the fact that there were so many Fordson tractors made, that all the other makes seem rare by comparison. As far as I was aware a fordson was a fordson and it was only through trial an
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1964 I-H 140 tractor with cultivators and sidedresser. Starts and runs good. Asking 2650. CALL RON AT 502-319-1952
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