Yup--all of the above, AND you get much better protection against fraud, identity theft and unauthorized usage using a credit card than a debit cart. With a debit card the thief is stealing YOUR money and it"s up to you to rectify the situation. With a credit card, they"re stealing the CREDIT COMPANY"s money, and other than a relatively small amount, it"s THEIR problem as long as you report it promptly. Also, they have a whole lot more resources than you do to go after the thieves. While better protections against fraud and such on a debit card are in the works, they ain"t here yet, and until they are I refuse to have or use one.
Saw an interesting study recently that basically said the people who are not intelligent enough to use credit cards are paying for the people that are, as the 3% or so fee for credit card transactions is built into any purchase that is commonly made with a credit card, and is being paid by the people who don"t take advantage of that fact and use credit for their purchases. Cash may still be king, but only on purchases where it can be used as a negotiation tool, not on "pay one price" purchases, which make up the majority of day-to-day spending.
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Today's Featured Article - Show Coverage: Central Illinois Strawberry Festival - by Cindy Ladage and Janna Seiz. Every year the coming of summer is highlighted by different events for different people. For some, it is heralded with the end of school, tilling the garden, or completion of the planting season. To us, connoisseurs of find food, antique tractors, farm toys, crafts, and downright fun, the annual Strawberry Festival means summer is here. Every year, in Carlinville, Illinois, the Macoupin County Historical Society and the Macoupin Agricultural Antique Association team up to fill th
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