I insure most everything with at least some coverage. Its a balance between self insurance and purchased insurance. In the first year I insure anything with a purchase price of over 2000 dollars at purchase price. After that I increase or decrease accordingly. Mine costs shade over 6 dollars per thousand dollars coverage for machinery and equipment, 7.50 per thousand on wooden farm buildings, and 6.00 per thousand on metal or masonary buildings. The barns in particular are only covered at what they are worth to me for hay storage. Were I to lose one I'd not replace it with another 40K dollar tobacco barn but a 10-15 K hoop building. Where I really felt the need to increase coverage was liability. My base farm owners had 300,000, and on auto I was carrying 100/300. Not enough for a bad accident. So I upped my auto to 250/500 and added 4M of umbrealla liability. Its one thing to have barn burn and I lose something, its another to have to pay out a bunch to someone else. The liability upgrade was 300 bucks for the first 1M and 100 for each additional.
We sell tractor parts! We have the parts you need to repair your tractor - the right parts. Our low prices and years of research make us your best choice when you need parts. Shop Online Today. [ About Us ]
Today's Featured Article - My Ford Golden Jubilee - by Troy Estes. This article is about my '53 Ford Jubilee and a story that starts with taking the tractor to my brother's Starter/Alternator Rebuilding shop for a wiring fix. The generator was shot as well as all the wiring. I dropped off the tractor expecting a transformation from a 6 volt to a 12 volt system utilizing the original generator housing, and a total rewiring of the whole tractor. The front end center pin bushing was worn also so I ask that they replace it if they had time. Well, that’s wha
... [Read Article]
Latest Ad:
1964 I-H 140 tractor with cultivators and sidedresser. Starts and runs good. Asking 2650. CALL RON AT 502-319-1952
[More Ads]
All Rights Reserved. Reproduction of any part of this website, including design and content, without written permission is strictly prohibited. Trade Marks and Trade Names contained and used in this Website are those of others, and are used in this Website in a descriptive sense to refer to the products of others. Use of this Web site constitutes acceptance of our User Agreement and Privacy Policy
TRADEMARK DISCLAIMER: Tradenames and Trademarks referred to within Yesterday's Tractor Co. products and within the Yesterday's Tractor Co. websites are the property of their respective trademark holders. None of these trademark holders are affiliated with Yesterday's Tractor Co., our products, or our website nor are we sponsored by them. John Deere and its logos are the registered trademarks of the John Deere Corporation. Agco, Agco Allis, White, Massey Ferguson and their logos are the registered trademarks of AGCO Corporation. Case, Case-IH, Farmall, International Harvester, New Holland and their logos are registered trademarks of CNH Global N.V.
