The location of stored equipment needs to be added to your policy. I know that every piece of ground that I farm needs to be listed for insurance to cover anything otherwise they may be able to exclude coverage. I do the same thing as far as equipment storage and rented barns and I am covered. I know a guy who had 200 head of cattle stolen on leased ground that was not listed and they denied coverage, he eventually won in federal court but had he listed the acreage the outcome should have been differnt. If your agent is not sitting down with you covering your exclusions and coverages then there probably is alot of things you are not covered for.
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Today's Featured Article - A Lifetime of Farm Machinery - by Joe Michaels. I am a mechanical engineer by profession, specializing in powerplant work. I worked as a machinist and engine erector, with time spent overseas. I have always had a love for machinery, and an appreciation for farming and farm machinery. I was born and raised in Brooklyn, New York. Not a place one would associate with farms or farm machinery. I credit my parents for instilling a lot of good values, a respect for learning, a knowledge of various skills and a little knowledge of farming in me, amo
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