They want permits for 2 reasons, one so the town can make money and the second: there is poor work being done out there.
Case in point, a farm magazine about 15 years ago had an article about heavy snow in the VA/MD area and barns were collapsing. They showed pictures of a barn and you could tell it was "farm built" because they had the rafters all laid down and not on end. i guess it was easier nailing the plywood down to it. This is why we need permits.
Evey been to farm auctions and look at some people/farmers hack jobs in electrical or framing. Its scary when you have bare wires just hanging there exposed. One auction i went to had just built an equipment shed and uses 2x6 for a 16' span on 2" centers. There isn't enough wood holding the roof up and it was already sagging.
Pulling permits, like it or not will cover you in insurance claims. If you put a wood stove in without pulling a permit and it burns to the ground, you might not be covered.
There again there is a lot of incompetent people out there both farmers and non-farmers who I would be scared to have putting a wood stove in a dog house, let alone a home.
That being said, yes the permit pulling can be very overboard, but blame stupid people for it. Not the inspector.
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