I am self employed with my son as a partner. We cary liability ins. but are not required to carry workman's comp. We couldn't collect on it even if we did pay into it because we work for ourselves. Just because someone has liability ins. doesn't mean you can't be sued if that person got hurt on your job site. The liability only covers him if he does some sort of damage to your property. Liability and workman's comp. are two different types of insurance all together. The comp. will cover him medically if he gets hurt on the job. In my case, my own medical policy pays for my injuries. An insurance certificate will tell you what coverage's the contractor carries.
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Today's Featured Article - Threshin Demonstration - by Michael Delaney. Introduction I bring you greetings from Prince Edward Island, Canada. We are Canada�s smallest province but big on farming. Maybe you�ve heard of us. Potatoes are our biggest crop. However, there is lots of mixed farming here also. I have a small mixed farm with 25-30 cattle. I make very good use of old machinery. I have a 135 MF Diesel, Farmall H and 1/3 share in an Allis B. I have complete lines of tillage and harvest equipment, and a saw gear etc. I have everything one would
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