I think it is best to talk with other businesses in the same trade and try to find a carrier that works for them. I have all my insurance through the same agency so there is no finger pointing in the event of a claim.
I carry property, liability, workers comp and professional liability. It costs me about 1% of my gross.
Most small business 3 employees or less are exempt from workers compensation insurance.
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Today's Featured Article - The Nuts and Bolts of Fasteners - Part 2 - by Curtis Von Fange. In our previous article we discussed capscrews, bolts, and nuts along with their relative hardness and thread sizes. In this segment we will finish up on our fasteners and then work with ways to keep them from loosening up in the field. Capscrews, bolts and nuts are not the only means of holding two parts together. When dealing with thinner metals like sheet tin, a long bolt and
... [Read Article]
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