I pretty much agree but have to add on the things they want and don't need like jet skis and 4 wheelers! I'm trying to figure out why someone had to go so deep in debt to buy a toy. I have a snowmobile for play and a golf cart for work here on the farm that I got used and paid cash for. WE ain't rich by any means but we pay as we go. Don't have many more years until we are debt free on the farm, owe about 35k and thats our only debt. Don't use plastic to buy anything.
Tried teaching that to our kids and for the most part have been successful.
On the 401 K thing I think it's pretty risky. THe bad part is that a young person can go high risk on that and recover but older people can't. Something happens and they don't have time before retirement to recover.
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Today's Featured Article - A Farmall Story - by Ed Meadors. The year was 1978. Our young family had recently moved to rural Chesapeake, Virginia to a plot of land which would finally allow us to realize our dreams of a huge garden, critters and more lawn and pasture than we would ever use! We needed a TRACTOR; not a riding mower or tractor wannabe, but a real TRACTOR. The answer to our needs materialized in the form of a '44 Farmall A, complete with cultivators, discs, single plow, a 5ft.Woods belly mower and one, mounted spare 9.00x24 rear wheel.
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