Actually "raiding" a 401k plan is not possible unless the CFO of the company wants to go to prison. It is against the law to steal money out of a company 401k account, it has never happened to my knowledge at any of the companies I have worked for. Besides if a 401k is managed correctly an investment company "manages" the accounts of the investors, (employees) and the company you work for has very little to do with it other then having payroll deductions. Now raiding a pension account that is different, the company runs it, owns it, contributes to it, so they may raid it to make the AP and payroll that month. I dont know how legal that is.
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