I can't answer that for sure .. the bankruptcy laws have changed in Pa since I was forced to file dependent on a bad marriage. I owned nothing at the time, but past bills accumulated to about the same between the both of us, and Ex left me holding the bag.
Saw a lawyer at the time and he said NOT to make any payments his money came first $1700.00 and he filed for me. At the same time he stopped all creditors from harassing me. that was 25 years ago.
Ten years later amongst a miserable divorce, I had rebuilt my credit rating.
Now... before filing you have to try to resolve and satisfy the creditors through a counseling system . If that fails, or isn't feasible to do then you can file bankruptcy.
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Today's Featured Article - The Ferguson System Principal An implement cutting through the soil at a certain depth say eight inches requires a certain force or draft to pull it. Obviously that draft will increase if the implement runs deeper than eight inches, and decrease if it runs shallower. Why not use that draft fact to control the depth of work automatically? The draft forces are
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