You did not say where you are located. It makes a big difference state to state and city to city. As for insurance they are going to be looking for safety issues, like fire hazards.
As for the house being built to code. I live in a state that the codes are handled county by county. My county does not have any codes as such. I like that way. I OWN THE LAND. What I put on it should be my decision as long as it does not effect the neighbors negatively. Even then it should have to be way out there before anything is done.
You sound like you want the government to "protect" you from buying a house with issues. The responsibility should rest with you and the seller. You should be able to see any obvious defects. The seller should tell you and hidden ones, such as a well that goes dry in the summer.
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Today's Featured Article - Sunday Drives - by Cowboy. Summer was finally upon us here in Northern Maine. We have two types of industry up here, one being "Forestry" (Wood Products) and the other "Farming" (Potatoes). There is no shortage of farm tractors and equipment around here! I have been restoring old Farm Tractors for the past 6 years, and have found it easier and less expensive to hit all the auctions and purchase whole tractors for parts needed. My wife who works at a local school, and only has weekends and summers off, while on t
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