Posted by hayray on August 23, 2011 at 21:14:01 from (184.217.16.55):
In Reply to: Farm Insurance posted by Formerly PaMike on August 23, 2011 at 18:51:11:
I pay about $750 per year for liability and equipment and crop, livestock coverage. One thing you need to do is to make sure you declare on your policy exactly the items you want insured and for how much, that will determine the price of premiums. Also, there is a blanket coverage of a certain amount that you want for livestock and or stored crops, such as hay stored in a barn, you will pay premium based on how high you set your blanket coverage. Another thing, you are not covered for properties you farm unless you declare those properties locaiton and acreage - I know people who have got suckered on that before. And most times if you are selling a retail product such as fruit, feed, beef etc., then you are not covered unless you have a product liability policy in addition to farm policy.
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