my take as an adjuster, cant see all 4 sides, cant say if its racked or not, needs roofing one side, maybe some labor on opposite side to check and refasten if needed, notice couple of ties on posts off, trusses look bowed, cant tell if undersized or underspaced depending on location , snowload and building code. Debris needs removed,if it has electrical service that would need checked. Rates for storms are generally figured over certain geographical area, hurricane area residents have premiums go up after major storms even if they didnt have damage. If you have several theft claims, mysterious disappearance claims, claims related to mean dogs, those cause your personal rates to go up, or to be non renewed. Most states insurance departments are extremely regulated and require claims be handled according to insurance statutes and law. Take it for what its worth, only been doing this for 26 years, you know the strong arm thug stuff, lol
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Today's Featured Article - New Life for an Old Allis - by Tyler Woods. My friend Jon, has an old '39 Allis Chalmers B. He thought it a marginal tractor that had long since served its time. She smoked terribly and never had much power but he couldn't afford another so he was limping along with what he had. Jon's Allis has a small front loader and though it doesn't carry much, it serves his needs. It was the hard starting and low power that made him think it was time to replace the old girl. Jon called me to help him discover why his tractor wouldn't start
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