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Tractor Talk Discussion Board

Re: Storm damage, need advice


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Posted by MarkWV on August 21, 2011 at 13:47:46 from (173.80.92.136):

In Reply to: Storm damage, need advice posted by rls_ia on August 21, 2011 at 07:04:08:

my take as an adjuster, cant see all 4 sides, cant say if its racked or not, needs roofing one side, maybe some labor on opposite side to check and refasten if needed, notice couple of ties on posts off, trusses look bowed, cant tell if undersized or underspaced depending on location , snowload and building code. Debris needs removed,if it has electrical service that would need checked.
Rates for storms are generally figured over certain geographical area, hurricane area residents have premiums go up after major storms even if they didnt have damage. If you have several theft claims, mysterious disappearance claims, claims related to mean dogs, those cause your personal rates to go up, or to be non renewed. Most states insurance departments are extremely regulated and require claims be handled according to insurance statutes and law. Take it for what its worth, only been doing this for 26 years, you know the strong arm thug stuff, lol


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